Sept 8th Purchases – T,FLO

With some of the dividend funds available i bought T and FLO in my accounts.

Bought 4 shares of T at 35.50 for 142 This will add another $7.96 to my annual fund.
Bought 1 share of FLO at 17.61 and this will add another 0.68 to fund.

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September Purchases -vfiax,pabgx

These are purchases in my retirement account and taxable account.

401K Buys

VFIAX: 1.02 Shares at $228.59 will add close to 4 dollars in dividend

PABGX: 0.867  share @89.83 will add close to 40 cents in dividend.

VIMAX: 0.4387 Shares @ 178.21 will add around 1.2 dollars in dividends.

VSIAX:  2.98 shares @ 52.32  will add another $ 3 in dividends.

VTMGX: 17.1 shares @13.65 will add another $6.2 in  dividends.

A total of 750 dollars was invested this  period.

Getting close to the yearly limit .
This will add another 15 dollars my annual fund.

Signed a contract to build a House

Finally  after 3 months of search we  found a builder and Plan that fit into  our liking . As the Frisco real estate market is hot and houses  which satisfy our requirements were tough to meet,for examples in this community out of the 30 or so lots available for this particular builder we found just 1 to be perfect for our criteria and 2 more workable.

This was above my upper limit ,but with builder incentives and realtor cashback we made it work.During the 3 months we visited close to 10 to 12 builders and different subdivisions,Some of them were above price range or the price/sq ft was above the market ,or not close by. We were about  to sign with the same builder,but a different subdivision and right at the moment i receive email form this property that they are opening new subdivision and would you like to visit, 5 mins later i reply with a time to visit and someone else already Booked that slot.

Even before we visited we prepared looking at the plot online, model to save time,we were so ready to sign the house without any price negotiation .

There were some hiccups like lot premium that was not on website .

After signing the house we went through design experience which will be another post.

 

Frugal Living -Instacart Review

Name may sound  that i am not doing frugal living  by trying out expensive services,but after you read this you can see the  deal . Also  i love to try all new services like this ,when we were in California,i tried Amazon Prime Now,Grub hub,Hello fresh and Winc Wines.Most of the times, there is really good discount for trying out the first time.

As many of you are aware that T-Mobile is doing T-mobile Tuesday freebies.Some of the freebies are really nice like $2 movie tickets, 0.25 cents of gas/gallon etc.This week they were offering $10 off groupon local and i started searching how to use it on groupon and then i Found this deal which was offering 40 dollars worth of groceries for $15 Bucks.

Even better was is there is no service delivery fees  for 1 year,it  seems they might recently entered the Market or so. Currently few stores are in my market like Kroger,tomthumb or Costco.

We decided to try from Costco as we don’t have Costco membership.There is definitely mark up on the prices by instacart.Ordering was easy and time slots /availability was good.

Overall I think we got 50% or more discount on the price.I don’t think I will order again with service.It might work people who don’t like to shop or have time to shop.

So what other services did the DGI community try out.

Loyal3 stock transfer

With loyal3 moving to premium model,I decided to  move bigger positions to my main trading account and close minor positions.

With that being said I started the process on may 5th and finally showed up in my account on may 19th ,it took close to 14 days.

Its missing the price paid so far.Need to follow up with Loyal3/Scottrade to resolve the issue.

Following are the shares transfered.

22 shares of KO.

22 Shares of DIS.

16 shares of MSFT.

17 Shares of WMT.

This should reduce the number of accounts to monitor by 2.

So where are you guys moving from loyal3.

 

Passive income -Regions Bank Bonus-$400

Earlier this year when I moved to STL to dallas,

I needed new bank account as my old account is from PNC Bank  and they don’t have branches in Dallas.

Luckily there was promotion for regions bank ,if you open a bank account and follow these rules

  1. Open a new LifeGreen Checking Account by January 31, 2017 (New Checking Customers Only)
    • Use promo code 400MC3 during registration
  2. Make 10 Purchases w/ the Regions VISA Checkcard
    • Purchases must post within 60 days of account opening
  3. Enroll in Online Statement through Online Banking
    • Must enroll within 60 days of account opening
  4. Receive $400 Regions Bank Credit to your Regions account.

I did the deal and finally the bank bonus posted.

Normally I try to take advantage of these deals if they work out for me.

Even the PNC account in STL paid 300 to open account.

So DGI members do you take advantage of these offers,if so what was the best one.

 

BUYS AND SELLS

With loyal3 closing free trading,i decided to close completely one of my account and roundup shares in other account to transfer.
so here are the Buys.

 

SELLS:

I Think  i have some losses less than $100 on these sells.But didnt want to transfer ,so sold them all.With This i complete eliminated YUM ,KSS positions from my account.