Frugal Living -Instacart Review

Name may sound  that i am not doing frugal living  by trying out expensive services,but after you read this you can see the  deal . Also  i love to try all new services like this ,when we were in California,i tried Amazon Prime Now,Grub hub,Hello fresh and Winc Wines.Most of the times, there is really good discount for trying out the first time.

As many of you are aware that T-Mobile is doing T-mobile Tuesday freebies.Some of the freebies are really nice like $2 movie tickets, 0.25 cents of gas/gallon etc.This week they were offering $10 off groupon local and i started searching how to use it on groupon and then i Found this deal which was offering 40 dollars worth of groceries for $15 Bucks.

Even better was is there is no service delivery fees  for 1 year,it  seems they might recently entered the Market or so. Currently few stores are in my market like Kroger,tomthumb or Costco.

We decided to try from Costco as we don’t have Costco membership.There is definitely mark up on the prices by instacart.Ordering was easy and time slots /availability was good.

Overall I think we got 50% or more discount on the price.I don’t think I will order again with service.It might work people who don’t like to shop or have time to shop.

So what other services did the DGI community try out.

May Dividend Report.

One more month flew away,May is in books.

This month I was there quite a bit activity in my accounts,involved some selling of positions and consolidating accounts. Initiated new position in GWW. Total Dividends for this Month are $195.61.Compared to 2016 May this is 17% more than last year.10 Companies Paid dividend this month.

Date   Company Dividend
22-May CAT      38.94
15-May HRL    7.82
8-May AGNC    4.73
1-May DE        15.12
1-May T           22.54
15-May PG       17.24
15-May O          5.28
18-May AAPL   63
1-May VZ          14.44
26-May SBUX    6.5

 

 

So how did you guys do last Month.

Loyal3 stock transfer

With loyal3 moving to premium model,I decided to  move bigger positions to my main trading account and close minor positions.

With that being said I started the process on may 5th and finally showed up in my account on may 19th ,it took close to 14 days.

Its missing the price paid so far.Need to follow up with Loyal3/Scottrade to resolve the issue.

Following are the shares transfered.

22 shares of KO.

22 Shares of DIS.

16 shares of MSFT.

17 Shares of WMT.

This should reduce the number of accounts to monitor by 2.

So where are you guys moving from loyal3.

 

Recent Buy – T,VFIAX,VSIAX

With the price reduction of T,i added a total of 5 shares using my Dividends.

5 Shares of T at a price of $38.42 for a total of 192.11. This will change my total T shares to 50. The newly added shares will add another $9.8 to my annual Dividend.

1.42 Shares of VFIAX at a price of 218.96.

0.45 Shares of VIMAX at a price of 172.37.

7.62 Shares of VSIAX at a price of 51.21.

A total of $973 is invested .What are you guys buying with the market High.

Passive income -Regions Bank Bonus-$400

Earlier this year when I moved to STL to dallas,

I needed new bank account as my old account is from PNC Bank  and they don’t have branches in Dallas.

Luckily there was promotion for regions bank ,if you open a bank account and follow these rules

  1. Open a new LifeGreen Checking Account by January 31, 2017 (New Checking Customers Only)
    • Use promo code 400MC3 during registration
  2. Make 10 Purchases w/ the Regions VISA Checkcard
    • Purchases must post within 60 days of account opening
  3. Enroll in Online Statement through Online Banking
    • Must enroll within 60 days of account opening
  4. Receive $400 Regions Bank Credit to your Regions account.

I did the deal and finally the bank bonus posted.

Normally I try to take advantage of these deals if they work out for me.

Even the PNC account in STL paid 300 to open account.

So DGI members do you take advantage of these offers,if so what was the best one.

 

Recent Buys

I added another $625 worth of funds to my retirement account.
I initiated a position in a new Fund managed by Vanguard.

  • $250 worth of VFIAX at 220.69.
  • $312.50 Worth of  VSIAX at 52.72
  • $62.50 worth of VIMAX at  173.91.

These all purchases will add another $16 to my annual fund.

 

Recent sell-Eric

On 5/2 i eliminated my position in Ericsson completely mainly there was dividend reduction by close to 73% and there has been not much growth in the stock for the last few years and it actually went down.Then it was yearly dividend payout and Tax deductions .

So i sold out 500 shares at 6.61 .This New Funds will either be deployed or Move to house Downpayment Fund.