2020 is in books , one of the most unexpected years at least in my generation. Now coming to dividends i had a high hopes for December, but it turned out anticlimactic .I received less dividends this year compared to last December and it was significant.
One of the reason for significant reduction was very small distribution from RERGX one of my biggest funds .In 2019 I received more than 1300 in dividends and distribution from them.
Overall Dividends received were $1677,This is 38% decrease from 2019.But overall dividends compared to 2019 went by $10. This Year my goal was to get 11k in dividends and I achieved 82% of the goal. This year i will raise the goal to 12k Dividends. It will be very interesting to see where I will land.
Overall with all the things considered I am ok with where things ended.
Since I Acquired 100 shares of SPCE in February of this year at $38.05 I started writing covered calls to recover the capital and always write the call out of the money ,so that i wont lose the shares , now this yields low option price and I am ok with that.
So Far I wrote 16 covered calls either weekly or biweekly if the option price is low. 3 times I bought my call back so that I can write an expensive call this costed me total of $16. This way I recovered $654.
ou can see my current call expires next Thursday .Only last week when SPCE rallied all the way to $35.73 ,that was only close one.
ASPS: This is another one i have been writing monthly calls ,as there is not much activity on weekly calls.
Now this one is interesting ,as my latest call is almost in the money and it seems to be certain to get called away .I am Ok with it being called away also. As my average share price is less than $10.Now if it doesn`t get called ,will be writing $15 Call as that seems to fetch more money.
One more month in books and we are almost at the end of the year. What a strange year, no one expected to be this kind of year with pandemic and huge fall in stock market and rise again.
I have received $543 in dividends for the month of November ,Almost like $17 every day of the month.
Compared to previous November its up 21% .Slowly more months are crossing the threshold of $500 .
So far out of the 11 months 6 months crossed 500 and 3 months crossed 1000 in dividends
For this month T and AAPL are the biggest payers for me. 2020 Dividend Goals: I had a goal of 11k in dividends received and with this month payments I received 7.4k in dividends . For December I need to receive 3600 in dividends ,for comparison last year I received 2.6K dividends in December 2019 I need 33% increase over last year.
August month 8 is in Books and time is flying even quicker. I have received dividends from 21 companies this month across my accounts.
I received $502 in dividends this month and its a new record for me for the month of august even with big cuts in WFC. Compared to last August its an increase of 16%. With AAPL/T/CAT being the biggest payers.
As seen it has been good growth for the last few years .
I crossed 5K dividends with this month dividends.I had a Goal of 11K Dividends for this year and with all these cuts it will be a tough ask,as of this month i reached 46% of goal. If i received same amount of dividends for the last 4 months i will be 9.7K.
Time is flying ,world is different ,Hope we get the treatment/vaccine soon. July is in books.Overall 20 Companies paid me dividends this month ,From companies that paid me dividends in AprilCXW completely Cut dividends and VTR and Fundrise reduced by $25 each . Overall dividends received in July are 416.32 which is a new record for the month of July Since i started tracking my dividends. Compared to my 2019 July this is 13% increase with all these cuts.JPM/CINF Are new additions to the portfolio.
July Month Comparison over the Years.
2020 Dividends.Before the Pandemic i hoped to receive 11k in dividends with increases,new addition of funds .So Far i am at 42% of the Goal with 5 more Months to Go and i am starting to think it will be stretch Goal .
May is completed .19 Companies Paid me Dividends this Month and i added few companies last month before the ex dividend date and Sold them off. RY,BMO are the examples for this.
Total dividends Received this Month are $553.79.With ATT leading the way with $104 and some more big hitters like AAPL,RY,ABBV. This is like some one working 55 hours at $10/hr and Almost receiving $17 a day for the whole month.
Compared to 2019 this month dividends went up by 47%.
2020 Dividend Goal: With this months dividends i reached 27% of the Goal.
So much stuff happened in the last 1 month since my previous dividend report to this one.
Most of the world is under some kind of lockdown due to the virus and its becoming tough to stay inside .I haven’t stepped out of my house since March 24th for any shopping.
This month quite a few companies paid me dividends and Total Dividends received this month are $1182.28 . Out of this Retirement accounts contributed 65% of the dividends . Its like receiving $40 daily.This is my dividend Distribution.In taxable account my biggest dividend Payers are BBL.
Compared to 2019 this year dividend income is up 16%. and this is second successive year that March dividend income crossed 1k. AVGO,DFS are some of my newest dividend payers.
2020 Dividend Goal.
So Far i received $1998.54 in dividends for Q1,This is 18.1% of my goal of 11k in dividends .
Recently found out that fidelity is now allowing fractional share buying.This will make it harder for me use to robinhood after the recent Outage.I am considering of moving my shares from Robinhood to Td Ameritrade for consolidation . One less account to worry about.
so to try out the fractional share buying i placed 1 orders of AVGO and 1 fidelity fund (FXAIX)
I did it using the App and it was smooth.
Also added 1 share of DFS at $64.63 today. Trying to average down from 76.02.
Nice to see new features added in fidelity account.
I have always wanted to try and learn options ,been reading about them and was willing to try ,Finally i bought 100 shares of SPCE on Feb 20th for 38.05/share. On the same day i sold an covered call for $3.4/contract to sell 100 shares at $58 with an expiration date of 2/28.
Initially i wanted to try with discover shares in my IRA account in TD ameritrade but was denied .
Now this a speculative buy ,that i have been doing since last month ,I bought and sold TSLA,SHOP etc.
Now since the Market has tanked since i wrote the call i Kept the money $340 as the trading price didn’t even cross $40 ,but my investment is in loss since then.Yes I recovered little bit by writing the call.
I have been trying to see if i could do T or Another SPCE call in future.
Month 2 is in books and quickly time is almost approaching quarter end. This month i have been paid by 16 companies .
Total Dividends received for this month is $445.76. Compared to last February this is like 30% more . Its almost like $15 received everyday of the month. Looking at the numbers from last year we can see the impact of dividend increases on AAPL,CAT and New additions made in last year .
ATT is approaching $100 dividends in Quarter that is really Good.
AAPL,CAT,ABBV are also contributing significantly. Some of the new stocks in this report compared to last Year are Abbv,MA,GD.
2020 Dividend Goals:
This Year the goal is to achieve 11k in Dividends .So far i have received 7.4% of the Goal.
Recently sold one of my stock. It was National Oil Varco. I had 26 shares in it at the cost $48/share . I received $609 in proceeds for a loss of $656 and 51% loss not including dividends.I received another $64 in dividends and bringing the loss to $592.Should i have sold long time the moment they announced dividend Cut. With this i have only RDS and CVX in oil industry.
This month i put in new capital to work in Fundrise. I added another $500 to my existing capital.This is the third time adding capital ,first time since 2016 .My dividends are also being reinvested .Thinking of doing $500 quarterly investment in fundrise or semi annually .
For Q4 i received 35.54 Dividends which are reinvested as follows.Compared to 2018 Q4 this is $3 less in dividends.
Since i started investment in fundrise in 2016 ,so far received $490 in dividends and $311 in appreciation.
Any one else investing in fundrise or crowd street or similar platforms.
New Year started and the market isnt slowing ,I was waiting to invest in my roth IRA account .
I added 5 shares of GD at 178.18 on Jan2nd .I am was waiting to add GD and this will add another $20 to my dividends and i will receive my first dividend payment in Feb .The ex dividend date is jan16th ,so there is a chance i may add another 5 or wait.
I averaged down GILD by adding 2 more shares if GILD at 64.61,this brings my average to 69.23 and this will add another $5 to my account.
So with 1K invested i will add another $25 dividends to my account.
2019 Also completed and this is 3 years since i started reporting my dividends.This month is a new record for me for the month of December. I received total dividends of $2688. This is the first time i crossed 2k in Dividends for a month . 89% of the dividends were from retirements accounts.
Total dividends received this year is 9.1k.
With all the dividends received since i started tracking dividends is 35k.
Biggest contributor for this month is RERGX with almost like 1340 and 50% of my dividends.
Dividends received over the years.
Compared to last years dividend ,dividend went up by 35%
Thanks to dividend hikes and new money invested and dividend is snowballing slowly.
I have been small purchases for the last few days in different accounts.
12/3 5 Shares of CSCO at $44.06
12/3 1 Share of HD at 213.85,this is a new position position,that i will start adding more whenever i have more dollars. This i was able to before the Ex-dividend date,so i will collect the dividend this month.
12/3 1 share of WRK at 39.27
12/4 1 share of MA at 288.1 This is a new position for me.
12/5 1 share of MMM AT 164.73. This i have been averaging Down.
12/3 1 share of GILD at 65.33
12/5 2 shares of WFC at $53.32.
All theses new purchases add another $28.46 in annual Dividends.I am keeping an eye on any of these companies to make purchases before the end of the year. New year if the prices of BA still being lower that will be one of my Purchases in my Roth IRA.
November is in books and i got paid by 14 companies this month.Total Dividends received are $449.47 that’s like $15 a day .Hopefully Next year november will cross $500.Total Dividends received this year are 6413.
T,AAPL my biggest payers for this month .
2019 Payees 2018 Payees
Compared to last year dividends went by 59%. This increase happened by new shares in T,ABBV,BHYIX and some dividend increases.
Networth increased by 3.6% for this month.so how did everyone do this month.
As mentioned before my company was bought by Another company,that had better 401k Plan.It was almost 3 months they since they stopped deduction due to merger and integration . Finally it was ready for us to contribute ,one benefit is 3% Match which i didn’t have in my previous company.
So i wanted to my max out my 401k contribution for 2019 and decided to aggressively contribute to the new plan and try to catch up the lost 3 months. With that in my mind and contribution made to old plan i will max out if i plan correctly.
For the first i own shares in the company that is going to manage my 401k plan.
so here are my new purchases i made in the new plan,some of the existing names i have in my account.
So i added 11 shares of VIMAX a 5 star rated on Morningstar which adds another $32 In dividends to the Fund.
Another addition is 37 shares of VTMGX and this add another $12 dividends to my Fund.
Now i have to rollover my old 401k ,i am thinking of either moving it into Vanguard directly or Merrill Edge they have nice promotions if you rollover 401k.
Anyone had experiences with either of them please share in comments.
As you see this is not a regular buy of stock or ETF. It a limited edition silver coin that was offered on 11/14 at 11 am CST by the US Mint and it was sold out in less than 20 minutes. It was lucky for me to get one of the 30000 coins.
This was my first ever coin purchase from mint on the release date.Previously i bought coins from Ebay APMEX store. The reason i got was out of curiosity and see if i could get one with such huge rush . After some troubles with getting the order and website crashing and refreshes i was able to order 1 and it was confirmed . Eagerly waiting for the coin to see if it worth the hype. Mean while the coin prices are going crazy on ebay like this or this one ,prices are fluctuating between 400 to all the way 2000.
Will decide once i get the coin to either keep it or sell it.Does any of the DGI members collect coins ?.
Here are the dividends received for the month of October 2019.16 Companies Paid me dividends this Months.I Crossed $300 for October month for the first time. Total Dividends received are $329.61,its almost like receiving $10 everyday.
Compared to last year its increased like 60% .
Almost reached $6k Dividends just $36 short.Current Projections show i will receive another $1600 in next 2 month,assuming no new additions in the my stocks with the total coming to 7.5k ,But will see some Dividends from New 401K contributions.
As usual i received my Q3 Dividends from Fundrise on October 9th and i reinvested the dividends back into the eREITs. I received a total of $37.47 . Compared to 2018 its 40 cents less.The main difference seems to be the advisory fees.
For this year i received and overall dividends received.
Anyone else invested in fundrise or similar platforms.
September 2019 is in books and almost you can see the year end .Summer has been brutal here in texas ,last 3 months were extremely hot . This september i hit an high for dividends for the month of the september and i hit 4 digits for september. This month i got paid $1178 from 41 companies. Almost receiving $40 a day which is nice ,it’s like working another 4 hrs at $10.
Finally crossed 5000 in dividends for this year and since i started tracking dividends in 2014 i have crossed 32K in total dividends,got to see if i can cross 35k for the year 2019 and maybe 50k in total dividends received for all years since 2014. These are some high goals.
Big contributor for this month dividends are from the retirement accounts.
Biggest payee in taxable accounts is BBL,i received more than $100.
Compared to last few years this year the growth has slowed down,as i have been not investing like before.
Compared to 2018 dividends increased by 4.9%. Other than Dividend reinvestments no significant investments happened in this month . Waiting for the new 401K to start with the new company so i can start investing in it.
Two of the companies in my account increased their dividend and This will add additional dollars to my account.
MO increased their dividend from 0.80 to 0.84 cents a quarter and this will add another $5 to my account .
BNS increased their dividend from 0.664 to 0.682 and this will add another another $3.6. So with these 2 increases i will get another $9 added to annual fund. Good to get all these raises from the companies.
This is like investing another $150 or more in T Shares.
So Early this year many dividend cuts, I stopped following the increases in early june as they were very few here and there in my portfolio. Now almost at the end of the year, I went back till June to check how many increases i had how much impact it had on my account.
So i had 11 increases in my account adding up to $75 to my dividends. ABBV had the biggest impact.
Overall this year I had $173 added in dividend increases for my account. My portfolio yield is around 2.2% This mean like new capital like 7k in capital.